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Privacy Policy

Effective Date: September 8, 2025
Last Updated: September 8, 2025

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Simco Pacific Corp (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, store, and share your information when you visit our website, submit a loan application, invest in our offerings, or otherwise engage with our services.

 

By using our website or services, you agree to the terms of this Privacy Policy.

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1. Information We Collect

We collect personal and financial information when you interact with us, including but not limited to:
 

  • Personal Identifiers: Name, email address, phone number, mailing address

  • Financial Information: Property details, income, assets, liabilities, loan history, and credit-related information

  • Professional Information: Employment details and business entity information (if applicable)

  • Technical Information: IP address, browser type, device type, cookies, and website analytics data

  • Investor Information: Accredited investor status, financial documentation, and funding preferences (if applicable)

2. How We Use Your Information

We use the information we collect for purposes including:
 

  • ​Evaluating loan applications and funding opportunities

  • Communicating with you about your loan, investment, or inquiries

  • Verifying your identity and eligibility for our services

  • Processing payments and managing transactions

  • Sending relevant marketing materials, promotions, or updates (if you’ve opted in)

  • Improving our website, products, and services

  • ​Complying with legal, regulatory, and reporting requirements

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3. Sharing Your Information

We do not sell your personal information. However, we may share your information in limited situations, such as:​​

  • Service Providers: With trusted third parties who help us process loans, manage applications, perform credit checks, or host our website

  • Financial Partners: With banks, private investors, and funding partners as needed to process your loan or investment

  • Legal Requirements: To comply with applicable laws, regulations, or lawful requests from authorities

  • ​Business Transfers: If we merge, acquire, or sell assets, your information may be transferred as part of the transaction

4. Cookies and Tracking Technologies

We may use cookies, tracking pixels, and analytics tools (such as Google Analytics) to:

  • Improve website functionality and user experience

  • Understand visitor behavior and traffic patterns

  • Deliver targeted advertising based on your browsing activity​

You can adjust your browser settings to disable cookies, though some features of our site may not function properly without them.

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5. Data Security

We take commercially reasonable measures to protect your information from unauthorized access, disclosure, alteration, and destruction. While we implement safeguards, no data transmission or storage system is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your state or country, you may have the right to:
 

  • Request access to the personal data we hold about you

  • Request corrections or updates to your information

  • Request deletion of your personal data, subject to legal and contractual obligations

  • Opt out of marketing communications at any time
     

​To exercise these rights, please contact us at Loans@SimcoPacific.com.

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7. Compliance With State and Federal Laws

Depending oBecause we are a lending company, we comply with applicable federal and state regulations, including but not limited to:
 

  • Gramm-Leach-Bliley Act (GLBA): Governing the protection of consumers’ financial information

  • California Consumer Privacy Act (CCPA): Applicable if you are a California resident

  • ​Other relevant federal and state lending and privacy regulations

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn we have inadvertently collected information from a minor, we will delete it promptly.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will revise the “Last Updated” date at the top of this page. Continued use of our services after changes are posted constitutes your acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us:Loans@SimcoPacific.com

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